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Looking forward to the

golden years?

We can help you grow

into retirement

Red farm buildings and silo reflected in a calm pond.

You don't have to wait for

your future to come to you.

Start investing in your

future today

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Life brings the unexpected.

Let us help you prepare

for your family's

financial future

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Bryan Dowell is an Investment Advisor Representative registered with Kovack Advisors, Inc. and offer securities through Kovack Securities Inc. Member FINRA/SIPC. His forte is his sensibility toward client goals and needs, as well as his ability to give clear advice and foster honest relationships. Kovack Securities is one of the fastest growing and most prestigious independent broker/dealers in the United States.

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The investment climate today has never been more challenging. To take advantage of all available opportunities, investors need two things: an understanding of which investment products are most appropriate for their situation, and a relationship with a trustworthy representative who has a clear understanding of their needs.

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DFS pays attention to what's important to you, taking the time to listen and understand your goals and needs. DFS identifies what money really means to you: a new home, a comfortable retirement, a good education for your children, or just being able to afford those things that give you joy.

♦

Your Money, Your Plan!

When you take control of your finances, rather than letting them control you, you can live life more fully. Regardless of your age or life stage, you can make financial decisions that move you toward your goals.

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Get in touch about our services
Call Us: 410.257.5449

These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings and significantly reduce their taxable incomes.

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Closed-end funds are considered to carry higher risk but may provide a higher income stream than traditional mutual funds holding similar securities.

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The prospect of unlimited paid time off may be appealing, but there are also some potential pitfalls to consider.

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Survivorship life insurance may be a cost-effective coverage solution for older couples or business partners.

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Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

This calculator can help you estimate your annual federal income tax liability.

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Determine whether you should consider refinancing your mortgage.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck